Credit ratings reflect the respective views of Moody's Investors Service Inc. and Standard & Poor's Ratings Services and an explanation of the significance of such ratings may be obtained only from the rating agency furnishing the same. There is no assurance that such ratings will remain in effect for any given period or that they will not be revised or withdrawn entirely by either or both of such rating agencies if, in the judgment of either or both, circumstances so warrant. Any such revision or withdrawal of such rating or rating may have an effect on bond market prices. |