DISCLAIMERS

NOTICE.
Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site or any pages thereof.

USE OF INFORMATION AND MATERIALS.
The information and materials contained in these pages and the terms, conditions, and descriptions that appear - is subject to change periodically without notice.
All materials and information on this site are provided with the understanding that the Government Development Bank for Puerto Rico [GDB] is not engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, the GDB is not responsible for any errors or omissions, or for the results obtained from the use of this information and materials. Therefore, the use of the information and materials contained in this site is the sole and exclusive responsibility of the user. Under no circumstance including but not limited to, negligence, shall the GDB be liable for any direct, indirect, incidental, special or consequential damages, even if advised of the possibility of such damages.

SUBMISSIONS.
All information and materials submitted to the GDB through this site shall be deemed and remain the property of the GDB and the GDB shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques contained in information provided to the GDB through this site. The GDB shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the GDB entity having the direct customer relationship or as otherwise specifically agreed to or required by law.

NO WARRANTY.
The information and materials contained or accessed in or through this site, including but not limited to, text, graphics, links or other items are provided "as is," "as available," without warranty of any kind, either express or implied, including without limitations warranties of merchantability, fitness for a particular purpose and non-infringement. The GDB does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in the information and materials.

LIMITATION OF LIABILITY.
In no event will the GDB be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if the GDB, or representatives thereof, are advised of the possibility of such damages, losses or expenses, and on any theory of liability, arising out of or in connection with the use or performance of this information and materials. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, recommended, or endorsed by the GDB.

JURISDICTION.
The GDB operates and controls this site from its offices in the Commonwealth of Puerto Rico, United States of America. The GDB makes no representation that the information and materials included in this site are appropriate for use in any other jurisdiction.

GOVERNING LAW.
Access to and use of the information and materials of this site and these terms are governed by and will be construed in accordance with the laws of the Commonwealth of Puerto Rico without regard to principles of conflicts of laws. In the event any provision of these terms is held unenforceable, it will not affect the validity or enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.